Greetings from a long long hiatus! I’ve just decided that’s how I roll over here at Up in the Loft. The good news is…it’s working! Somehow, anyway. My page stats have been going up and up and guess what? I didn’t have to stress over making sure I stick to a posting schedule. This is my creative outlet, in many ways, and so it can’t be stressful. How many times have I written about this very topic? Too many. Moving on.
I write today with a budgeting story, albeit a short one. Here it is: For a terribly long time, my husband and I have relied on credit cards every single paycheck to carry us through to the next paycheck. Not good, but it’s what we did. The worst part is that it wasn’t necessarily out of need, it was just because we spend too much money. We did manage to pay down the cards a few times, only to see them climb back up. Over the years, I’ve gotten “fed up” with debt (I put that in quotes because I wasn’t really fed up, even if I thought I was), and cancelled various store cards and such. While these things were a step in the right direction, we were still using a credit card for frivolous things. Because we wanted to.